Membership Fee Details
RBL Bank Credit Card Variant
Schedule of Charges - Bajaj Finserv RBL Bank SuperCard
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Annual Fee
(1st Year)
Annual Fee
(2nd Year onwards)
Platinum Classic SuperCard Rs. 499 Rs. 499
Platinum Choice SuperCard Rs. 499 Rs. 499
Platinum Advantage SuperCard Rs. 499 Rs. 499
Platinum ValuePlus SuperCard Rs. 499 Rs. 499
Platinum ShopSmart SuperCard Rs. 499 Rs. 499
Platinum ShopDaily SuperCard Rs. 499 Rs. 499
Platinum Bonus SuperCard Rs. 999 Rs. 999
Platinum Plus SuperCard
Rs. 999 Rs. 999
Platinum ShopGain SuperCard Rs. 1499 Rs. 1499
Platinum TravelEasy SuperCard Rs. 999 Rs. 999
Platinum Max SuperCard Rs. 999 Rs. 999
Platinum Prime SuperCard Rs. 999 Rs. 999
Binge SuperCard Rs. 999 Rs. 999
Platinum Edge SuperCard Rs. 1999 Rs. 1999
Platinum LifeEasy SuperCard Rs. 1999 Rs. 1999
World Max SuperCard Rs. 2999 Rs. 2999
World Prime SuperCard
Rs. 2999 Rs. 2999
World Select SuperCard Rs. 2999 Rs. 2999
World Plus SuperCard Rs. 4999 Rs. 4999
EasySaver SuperCard Rs. 499 Rs. 499
MyFirst SuperCard Rs. 999 Rs. 999
Particulars Details of Charges
Add-on Card Fee
Finance charges for both revolving credit & cash advances
NIL
APR up to 3.99% p.m. (47.88% p.a.)
Cash advance fee 2.5% of the cash amount (min Rs. 500)
Overlimit Penalty (levied if outstanding
exceeds credit limit)
Nil (W.e.f Aug 02, 2024)
Late Payment Fee
Late Payment Fee (Rs.)
Min. Rs. 5
12.5% of Outstanding amount
Max Rs. 1300/-
*W.e.f. May, 15 2023 following late payment charges structure
will be applicable.
Cash Payment at RBL Bank Branches
Card Replacement (Lost / Stolen / Reissue / Any other) NIL
Duplicate Statement Fee NIL
Rs. 500
Cheque Return / Dishonour
Fee Auto debit Reversal-Bank Account out of funds
Rs. 100/- Cash deposit charges on transactions
done at RBL Bank Branch
Surcharge on Purchase / Cancellation of Railway Tickets IRCTC Service Charges + Payment Gateway transaction charges
(up to 1.8% of ticket amount + IRCTC service charges).
Refer IRCTC website for details
Fuel Transaction Charge for transactions made at
petrol pumps in India to purchase fuel^
1% surcharge on fuel transaction value or Rs.10/-
whichever is higher(dependent on merchant bank)
Foreign Currency Transaction/ Dynamic & Static Conversion
Transactions - Markup Charges*
Mark up of 3.5%
Reward Redemption Fee
Reward redemption fee of Rs. 99 +GST will be applicable
on redemption of your available reward points earned on
Bajaj Finserv RBL Bank SuperCards
Merchant EMI Processing Fee**
Fee on Fuel & Auto Transactions Merchant
Category Codes: 0032, 2541, 4001, 5542, 5541, 5172
Earlier Rs.199/- +GST /
1.5% or Rs.150/-
(whichever is higher)
W.e.f. October 15, 2024
Processing fee of 1.5% of the amount or Rs.
150/- (whichever is higher) will be levied for
merchant EMIs availed at any online/offline store
Fee on Rental Transactions*** 1% fee on transaction amount will be levied on all rental transactions
done on any applicable merchant (w.e.f February 01, 2023)
W.e.f. October 15, 2024
1% fee for each transaction exceeding Rs. 10,000 on fuel and auto
capped at Rs. 3000.
W.e.f. October 15, 2024
1% fee will be charged on aggregate utility spends of more than
Rs. 50,000 per month per Card.
Fee on Select Merchants on Education Payments
Merchant Category Codes:
8220, 8244, 8249, 8211, 8241, 8299
Fee on Utility Spends
Merchant Category Code: 4900
BFL_SC/SOC/17/09/2024
All charges mentioned above incur Goods and Services Tax @ 18%
All the above Charges are subject to change under various marketing programs. The Cardmember will be informed about these Changes.
*W.e.f October 09, 2023, All transactions carried out in Foreign currency will attract a markup fee as applicable. Markup Fee will also
be levied on all transactions carried out in Indian currency at an International location (or) at Merchants which are located in India but
registered overseas.
Transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a cross border
charge.
**For detailed terms on Merchant EMI processing fee, please refer Merchant EMI terms and conditions on RBL Bank website.
***It is hereby clarified that the identification of rent transactions is based on MCCs- 6513 (Merchant Category Code) as allotted by
MasterCard/Visa. Fee on rent transaction will be applicable for purchases at merchant outlet/ franchisees that have registered themselves
under the
MCCs assigned for rent.
^Fuel surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4000.
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Card can be sourced either as First Year Free or Paid card, subject to discretion of Bank.
W.e.f. October 15, 2024
1% fee will be charged on Education Payments made through third
party applications such as Cred, Phonepe, Cheqedu, Paytm, Mobikwik,
Nobroker, Housing.com, Easemy deal, SUPERPE, CHEQ. One, Bharatnxt-
edu, Freechargeothers (Not limited to mentioned merchants). However,
education payments are made via school/college website or their
POS machines, no fees will be charged.
Particulars Details of Charges