Unlimited points
potential. Unrivaled
reward options.
Visa
®
Everyday
Rewards+ Card
Visa
®
Max Cash
Preferred Card
Visa
®
Platinum Card
Visa
®
College Real
Rewards Card
Visa
®
Max Cash
Secured Card
Secured
Visa
®
Card
Cash Back
maximized to t
your life.
Save interest on
balance transfers
and purchases.
Credit-building and
spending security
for students.
Build credit and
earn more cash
back.
Designed to help
you build credit
and confidence.
Transfer Balances
• Pay down your
other high-rate credit
card balances faster
Use for large purchases,
unexpected expenses or
last-minute necessities
4X Points on dining,
takeout & food delivery
1
2X Points at grocery
stores, grocery delivery,
gas stations & streaming
services
1X Points all other
eligible spend
$ No caps or limits on
points earned
Low Intro Rate
Save on interest
with a great low
introductory rate for
an extended time
5% Cash Back on
two categories you
choose – first combined
$2,000 spent each
quarter
3
2% Unlimited
Cash Back on one
everyday category of
your choice
1% Unlimited
Cash Back on all
other eligible purchases
Enjoy
• Online Account Access
• Account Alerts
• Automatic Bill Pay
• Free Credit Score
5
Redeem
• Merchandise
• Gift Cards
• Travel
• Cash Back
2
Redeem
• Merchandise
• Gift Cards
• Travel
• Cash Back
2
Redeem
• Cash Back
3
EARNING VALUABLE
REWARDS
PAYING DOWN
BALANCES
BUILDING OR REBUILDING
CREDIT
6
1.5X Points per $1
spent on all eligible
purchases
4
The Convenience
Of A Credit Card
While working to build or
improve your credit
The Convenience
Of A Credit Card
While working to build or
improve your credit
Redeem
• Cash Back
3
1% Cash Back on all
other eligible purchases
Account Alerts, Online
and Mobile Account
Access, Autopay, Free
Credit Score
5
5% Cash Back on
two categories you
choose – first combined
$2,000 spent each
quarter
3
2% Cash Back
on one everyday
category of your
choice
How It Works
Apply and fund your
secured savings account,
which serves as your
security deposit. Your
credit line is the same
amount as your deposit.
PGC785 VA 12/2021
Consumer Credit Cards: Product Guide | Choose The Card That’s Right For You.
Consumer Credit Cards: Reward Products Charts represent example spend/earn.
Visa
®
Everyday
Rewards+ Card
Visa
®
College
Real Rewards
Card
Visa
®
Visa
®
Max Cash
Preferred Card
Max Cash
Secured Card
Earn
Earn
1.5X points per $1
Earn up to
4X points on
up to
5%
spent on eligible purchases
everyday spending
cash back
SAMPLE QUARTERLY
EXPENSES SPEND
CASH
BACK
SAMPLE QUARTERLY
EXPENSES
SAMPLE QUARTERLY
EXPENSES
SPEND SPENDPOINTS
1.5X
POINTS
4X Dining, Takeout & Food Delivery $1,200 4,800
2X Grocery Stores, Grocery Delivery $2,300 4,600
Gas Stations & Streaming Services
1X all other Purchases $4,000 4,000
Total Quarterly
Example
$7,500 13,400
TOTAL ANNUAL
POINTS EXAMPLE:
53,600
(redeemable for $536 cash back,
merchandise, gift cards or travel)
1.5X Cell Phone Purchases $200 300
1.5X Home Utilities $300 450
1.5X Supermarket Purchases $400 600
1.5X all other Purchases $900 1,350
Total Quarterly
Example
$1,800 2,700
TOTAL ANNUAL
POINTS EXAMPLE:
10,800
(redeemable for $108 cash back,
merchandise, gift cards or travel)
5% TV, Internet & Streaming Services
5% Home Utilities
2% Restaurants & Food Delivery
1% all other Purchases
$200 $10
$300 $15
$400 $8
$900 $9
Total Quarterly
Example
$1,800 $42
TOTAL ANNUAL CASH
BACK EXAMPLE:
$168
Max Cash Categories
· Grocery Stores & Grocery Delivery
· Gas Stations & Ground Transportation
· Restaurants & Food Delivery
· TV, Internet & Streaming Services
· Fast Food
· Cell Phone Providers
· Department Stores
· Home Utilities
· Furniture Stores
5% CASH BACK CATEGORIES: 2% CASH BACK CATEGORIES:
FOR MORE INFORMATION, PLEASE CONTACT:
Representative Name:
Phone Number:
Email Address:
APPLY NOW ON YOUR DEVICE:
Text this code to 96932 for an application link
· Electronics Stores
· Recreation
· Entertainment
By texting 96932 your request for information about this offer from your wireless number, you agree to receive a one-time automated text message with a link to apply. Message and data rates may apply.
1
You will earn 1 Point for every $1 in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn additional Points for the following: You will earn 3 additional Points for every $1 in eligible net
purchases during each billing cycle at merchants classied as a restaurant, fast-food restaurant or bar. You will earn 1 additional Point for every $1 in eligible net purchases during each billing cycle at merchants classied as gas
station, grocery store, supermarket or qualifying streaming subscription service. Refer to program rules for ofcial list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may
not qualify for the grocery store or grocery delivery category. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Points expire ve years
from the end of the quarter in which they are earned.
2
Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will
be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption).
3
Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your rst $2,000 in combined net purchases
each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the
transaction. Upon approval, full details will be provided in your Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within
seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account
remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.
4
You will earn 1.5 Reward Points (“Points”) for each $1 of eligible net purchases made with your Account within a billing cycle. Monthly net purchase points will be applied each billing cycle. Points expire ve years from the end of the
quarter in which they are earned.
5
Free credit score access is available through online account access only. The free VantageScore
®
Credit Score is for educational purposes only and is not used by Elan Financial Services to make credit decisions.
6
Late payments or going over the credit limit may damage your credit history.
The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. ©2021 Elan Financial Services
PGC785 VA 12/2021
