Occidental College
CA VDI vs CA SDI Plan Comparison
Below is a benefit notice that employers are required to send to their California employees each year. No action is needed unless
you choose to make a change to your current disability plan election.
Our California employees are covered by Occidental College’s self-insured California Voluntary Disability Insurance (CA VDI) Plan,
which is a replacement for your participation in the California State Disability Insurance (CA SDI) Plan. We want to take this
opportunity to compare the Occidental CA VDI Plan to the CA SDI Plan:
California employees may, at their option, choose to be covered by Oxy’s CA VDI Plan, which is a replacement for their participation
in the CA SDI Plan. In accordance with the California Unemployment Insurance Code, employees participating in a CA VDI Plan have
the right to discontinue their coverage within ten (10) days following the effective date of any amendment to the Plan or at the
beginning of any calendar quarter. If you choose to opt out of the Oxy CA VDI Plan, you will be required to contribute to the CA SDI
Plan.
The benefits provided under the Oxy CA VDI Plan are described in more detail in our 4-3-2022 CA VDI Plan document which can be
viewed at: oxy.gobenefits.net
1
Employees who earned less than one-third of the state average quarterly wage during the highest earnings quarter in their Base Period will receive 70% of the
highest quarterly earnings of the Base Period. When you report a claim to the Hartford, the EDD will notify you in writing of the minimum weekly benefit amount you
are eligible to receive. You will never receive less from CA VDI than what you would have received under CA SDI.
4-3-2022 Occidental College CA VDI 2022 CA SDI
Cost to Participants
1.1% of earnings up to $145,600 per year, or
a maximum annual contribution of $1,601.60
same
Timeline to file within 1st
compensable day
60 days 41 days
How to file a claim Contact The Hartford at 888-301-5615
File for CA SDI Online
Disability Insurance provides benefits to eligible workers who are unable to work due to an illness, injury, or pregnancy.
Disability Waiting Period
7 days; The waiting period is waived for an
approved disability greater than 14 days,
hospitalization, and surgery
7 days (no waiting period waiver)
Weekly Benefit Amount
60%
1
of base pay to $1,540 weekly
maximum
same
Maximum Benefit Amount 52 x Weekly Benefit Amount same
Paid Family Leave (PFL) provides benefits to individuals who need to take time off work to:
1. bond with a new child entering their life either by birth, adoption, or foster care placement;
2. care for a seriously ill child, parent, parent-in-law, grandparent, grandchild, sibling, spouse, or registered domestic
partner; or
3. participate in a qualifying exigency related to the covered active duty or call to covered active duty of the individual’s
child, parent, spouse, or registered domestic partner in the Armed Forces of the United States.
PFL Waiting Period
None
same
PFL Weekly Benefit Amount 60%
1
of base pay to $1,540 weekly maximum same
Maximum Benefit Amount
in a 12-month period
8 x PFL Weekly Benefit Amount same
